I always start with the price that I would want to pay if I were looking at/searching for that item at that quality. And that’s the damned price, no haggling. I will lower the price unbidden of the person is super chill and easy to work with. Sometimes I just give it to them when they show up.

Because here’s one of common use cases of selling stuff: you’re not using it anymore, so you’re selling it to recoup some of the investment, right? Otherwise, it is taking up space, consuming your resources, and providing you negative return on value. It’s a millstone for you at this point and any dollar amount is recouping your finite life capacity, to which no dollar value can be assigned.

Yeah, I know there are plenty of other cases… maybe you’re trying to afford an upgrade or afford something else; that’s a whole different issue. Also scalpers and resellers. Fuck those parasites in their ears. My fair-pricing idea can be chum in the water for resellers. Know your customer and don’t do business with these assholes. Once you’ve dealt with your first reseller, you quickly get a read on these bottom feeders.

Hello (former) fellow Lehi worker! Although I was remote except for the onsite weeks. I’m not a fan of 99% mobile apps, maybe more than 99%. I didn’t work on mobile, but I am quite sure that it is in fact a PWA.

Different financial institutions (FI) will all have different appearances, because of the nature of how MX is implemented, and whether on desktop or mobile. In the case of my credit union, it’s right here:

The interface of MX Platform on desktop looks like this:

You might see something like this in your online banking home page:

There are two ways that MX can get data from other accounts which you have to explicitly link in your bank/CU interface. The first method is through Open Banking protocols, which are mercifully obfuscated from the end user. Seriously, if you’re having trouble sleeping, try reading some of the Open Banking specifications. :D One selects their FI from the list, and enters creds and 2FA challenge. The other method is screen-scraping, but again this is abstracted away from the end user.

One of the features where MX slaps more than anyone else (for now) is identifying the source of debits and classifying them. Underneath the hood, debit and credit card transaction strings are chaos. But even if MX gets it wrong, you can manually re-classify your expenses, and it will apply that to future transactions (optional). I already mentioned the burndowns, but if you have an idea for a saving schedule, MX will provide reminders and factor in your growth. Platform will also provide reminders for almost everything.

Let me know if you have any other questions.

Sure thing. On which part would you like more detail?

Negative all around. I was replying to OP. The company to which I referred is MX. The public-facing product (API) is actually called Platform, but it’s very explicitly white label software. Customers will generally have little to no idea that they are using MX Platform. It might actually say MX somewhere, but that can be eliminated in implementation.

As others have said, a spreadsheet is the simplest. If you do your banking with a credit union, chances are they make MX available to you in your online banking. A lot of banks use MX too. Their software provides the projections and forecasting you seek, as well as Open Banking connections to all of your other accounts. If you have loans, it also has burndowns of outstanding debts. Extra bonus: MX doesn’t sell your data.

Disclosure: I used to work for MX.

Summary death to bicycle thieves, and anyone else actively wrecking the world. I am averse to the death penalty in most cases, but bicycle thieves are actively wrecking their communities. Someone rides a bike because they:

• Have no other option
• Are trying to improve their health
• Are living car-free or car-lite
• Are trying to enjoy the locals with active transportation OR
• Are complying with a court-ordered driving suspension

Stealing bicycles undermines these goals and poisons the community.

Of course, we could easily scale this up to, say, almost all CEOs of megacorporations.

Sailors know your pain all too well. The key to preventing this is air movement. The less expensive option is some kind of material to put in between your cot and mattress, such as Hypervent Aire-Flow or Dri-Deck. An expensive solution is a Froli System, which has the added benefit of allowing you to tune the firmness for different parts of your body. I have a Froli under all of the bunks on my boat; condensation and mildew are no longer a thing now. But the price is steep.